This frees up the medical practitioner to concentrate on their work and patients. Keep records of all of your correspondence with your healthcare provider and insurance company, and follow up regularly to ensure that your bills are being addressed. To be sure you're being charged for the proper products, gather as much information as you can about your medical expenses, including codes and claims, and ask for itemized invoices. Free Medical Bill Negotiation Services. Before visiting the debt collection agency, it is crucial to be ready and to have a clear grasp of your rights and the bargaining process. Offer a compromise, such as setting up a payment plan or agreeing to a slightly higher rate than you initially requested. Even if your medical bills have already been turned over to collections, you can still negotiate them. In some cases, a bill negotiator can contact the collection agency to work out a payment plan or negotiate a reduced settlement amount.
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